This topic has been one of heated debate for quite some time now. You have the "Die Hard" Wholesalers, your Rehabbers, and Landlords that all feel that their strategy is the best.

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Fraud is always a possibility, even with secured, regulated investments.

Does the pitch sound too good to be true? The investment sales pitch may be leading you down the road to debt.

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A timeshare exchange system allows a timeshare or vacation plan owner to trade units for a discrete time with another owner who has an equivalent unit at an affiliated resort within the system.

In calculating the total cost of a timeshare or vacation plan, include mortgage payments and expenses, like travel costs, annual maintenance fees and taxes, closing costs, broker commissions, and finance charges.

The thought of owning a vacation home may sound appealing, but the year-round responsibility and expense that come with it may not.

Young men after they get through their business training, or apprenticeship, instead of pursuing their avocation and rising in their business, will often lie about doing nothing. They say; "I have learned my business, but I am not going to be a hireling; what is the object of learning my trade or profession, unless I establish myself?'"

The randomness that is associated with the forex, and all financial markets, is due to human involvement. Technology may improve, and trading systems may become more "complex", but markets won't change so long as people are involved. Markets move from greed to fear, and back again, creating huge gyrations that are extremely profitable if you can spot them.